Have you received
Christ as your
Lord and Saviour?
Find out how to
do so on our page:
Tell others about
Jesus like Dave Ramsey does:
Though we are not all called to the ministry of
a Pastor, Foreign Missionary, Prominent Evangelist, or Christian Writer, we are all called by God to share our faith (witness) with those who are not
Christians. Some Bible verses that you will find helpful for doing
this, and that you may want to commit to memory are found on other pages
on our web site (see: Memory
Verses; 2nd Set: Salvation!, Plan of
Salvation, and Statement of Faith).
From Publishers Weekly:
Radio talk-show host and
best selling author Ramsey (Financial Peace) is less a
financial analyst and more of a preacher, which explains both his
popularity and the appeal of this book, which just might gain a wide
The bedrock of his system
is simple: work hard, pay what you owe and stay out of debt.
commandment is "Pay cash." He first exhorts the
reader to take "baby steps," which are designed to
build on each other:
First, save $1,000 as an emergency fund.
pay off all debts from smallest to largest.
a larger three-to-six-month emergency fund;
15% of income in a mutual fund retirement account (Roth or
start to save for college and/or pay off your home mortgage.
Ramsey understands the
difficulty in putting these steps into action, and therefore packs his book
with personal testimonials from everyday people who have used his system and
have become debt free, with obvious struggles.
The key is what Ramsey calls
"Gazelle intensity," which is to live a financial life the
way a gazelle saves itself from an attacking cheetah-"outmaneuver the
enemy and run for your life."
While Ramsey provides
some helpful charts and graphs so readers can keep track of their efforts to
follow his steps, the strength of this book is that it is a straightforward
He provides the brutally direct
truth about the hard work it takes to become free of debt, and his directness
is a great part of the book's charm.
-Reed Business Information, Inc.
"Winning at money is
80 percent behavior and 20 percent head knowledge." So states
Ramsey, author and radio show host, offering a comprehensive plan to
get out of debt and achieve financial fitness. Our current financial
position represents the sum total of the decisions we've made to
this point, he tells us, and we must take personal responsibility
for our financial problems. His seven-step plan includes paying
see price and additional information, including how
purchase this product, simply click on the
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will go to the support of the cost of creating and maintaining this
all debts except the home mortgage at an accelerated speed, creating
a financial safety net that covers three to six months' expenses,
investing 15 percent of income in a retirement fund, and saving for
children's college expenses. He effectively shows how regular people
can rid themselves of debt and grow their wealth using current
income. While many of Ramsey's concepts are not new, his simple
approach and client testimonials will resonate with a broad range of
library patrons. This is important information in a society buried
in debt, with unprecedented numbers of people facing
Copyright © American Library Association. All
A must-read for almost
49% of Americans do not have enough savings
to cover even one month of expenses if they lose their job, and have no
retirement savings plan other than Social Security. The main cause
of bankruptcy in the U.S. is out of control Credit Card debt.
This may be one of the most important books
you ever read, for it is a practical how-to book for organizing and
getting both your current and your lifetime finances under control by
implementing the Biblical command to:
"owe no man anything
but to love one another."
With testimonies from those
who have seen it work in their own lives over the years.
You can get this book from many Public Libraries, and ours even has the
audio version on CD!
Foundation Monks ™
Copyright © 2011 S.G.P. All rights